Mortgage underwriter - Full Time - ( Remote ) in Dayton, OH at Vaco

Date Posted: 9/1/2020

Job Snapshot

Job Description

Vaco is hiring a Mortgage Underwriter in our Mortgage Processing Finance Area. We ensure personalized service, complete transparency and true collaboration in every transaction. If you want to join our team of professional experts, explore our opportunities.

You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!!

Mortgage Underwriter Responsibilities

  • Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
  • Research applicant's employment and financial history to help determine the accuracy of application and documents
  • Request additional information as needed on all documents to help determine loan risk
  • Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
  • Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions

Mortgage Underwriter Qualifications

  • Bachelor's degree in business, finance, or a related field
  • At least 2 years of mortgage underwriting experience or mortgage lending experience required
  • Familiarity with home loans and residential mortgages such as FHA, USDA, VA, conventional loan guidelines, and loan products
  • Working knowledge of Microsoft office and automated underwriting systems
  • Excellent decision-making and communication skills