Senior Credit Analyst in Ontario, CA at Vaco

Date Posted: 3/5/2020

Job Snapshot

  • Employee Type:
  • Location:
    Ontario, CA
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description

As a Senior Credit Anlayst you will be responsible for:

o Determining credit worthiness based on the analysis of required and available resources such as credit reporting, company information and financial statements
o Meticulously spreading financial statements and/or tax returns depending on the size and scope of the deal
o Examining financial trends to determine if cash flow is sufficient to handle additional proposed debt and payments
o Making sound credit recommendations/decisions and structuring of terms to appropriately mitigate risk
o Drafting and submitting thorough credit memos along with recommendations to both Internal and Executive Credit Committees.

*Cultivate relationships with customers, internal staff and management through:

o Providing timely and professional feedback to all requests
o Being a valuable resource to both customers and sales staff when additional information is required for underwriting or completion of deals
o Offering support to the Accounts Receivable Department by way of ad-hoc projects, sharing credit knowledge and assisting with high priority collections accounts

*Skillfully minimize overall risk through:

o Periodically analyzing existing customer base for any significant changes
o Regularly review industry and market trends to better understand the risks and assist in evolving the credit underwriting process